- Thu, 07 May 2026 2 Min Read
HomeFirst Finance profit surges 43% on strong AUM growth
MUMBAI, India, May 7, 2026 --
AUM at ₹ 15,878 Cr; strong growth of 24.9% y-o-y and 6.4% q-o-q.Disbursal reaches new high of ₹ 1,572 Cr with a y-o-y growth of 23.5% and a q-o-q of 19.3%.Asset Quality Strengthens: 1+/30+/GNPA at 4.7%/3.2%/1.8%; QoQ improvement of 60bps, 50bps, 20bpsPAT grows by 42.7% y-o-y and 6.6% q-o-q to ₹ 149 Cr. RoA at 4.1%.Key Performance Indicators for Q4 & FY26ParticularsQ4FY26Q4FY25y-o-yQ3FY26q-o-qFY26FY25y-o-yAUM (₹Cr)15,87812,71324.9 %14,9256.4 %15,87812,71324.9 %Disbursement (₹Cr)1,5721,27323.5 %1,31819.3 %5,4244,80512.9 %Total Income (₹Cr)50541621.3 %4844.4 %1,9231,53924.9 %PAT (₹Cr)14910542.7 %1406.6 %54038241.4 %Spread (%)(1)5.3 %5.1 %+20 bps5.4 %-10 bps5.3 %5.2 %+10 bpsRoA (%)4.1 %3.5 %+60 bps4.0 %+10 bps3.9 %3.5 %+40 bpsGross Stage 3 (%)1.8 %1.7 %+10 bps2.0 %-20 bps1.8 %1.7 %+10 bpsCost to Income (%)32.0 %35.7 %-370 bps32.1 %-10 bps32.5 %35.8 %-330 bps